Access Membership

AFS Access Membership provides you with basic association benefits that can help you save on health, lifestyle, and professional expenses.

Health Benefits

An AFS Access Membership provides you with Accidental Death Benefits (ADB). The Common Carrier benefit will be paid in lieu of any other benefits for Accidental Death.

Access Membership - Primary Member Only

  • Accidental Death Benefit - $2,500
  • Common Carrier ADB - $10,000

This benefit is not available in MD, ME, NC, or SD.

Administered by EnvisionSavings

The Association Rx Card network includes over 60,000 pharmacies throughout the U.S. The network includes national chains as well as thousands of independent pharmacies. Up to 65% savings on generic medications with overall average savings of 40% across brand and generic medications combined.

Choose one of two programs:

  • Individual - $13.95 per month
  • Family - $23.95 per month

Visit "* for more details on drug pricing and participating pharmacies.


Administered by EnvisionSavings. Member is required to pay the entire amount of the discounted rate. Pricing is subject to change without notice. Pricing is only for quantities stated; additional quantities may incur higher costs. May not be available in all states. Not available in SC. TN Residents: Members may cancel the Association Rx Card program within thirty (30) days of joining the program, and shall be refunded any and all program fees paid during the initial program membership.

Administered by Careington International Corporation

AFS Members can save 15% to 60% on virtually all dental procedures. Since the dental program is administered by Careington International Corporation, you now have access to one of the largest dental networks nationwide. Members will pay the discounted rate at the time of service. Please read the program instructions carefully to maximize your savings.

  • Receive unlimited access to care with no limits on the number of visits.
  • Procedures range from cleanings and fillings to root canals and crowns.
  • Orthodontics are available for both children and adults.
  • All dentists must meet highly selective credentialing standards.
  • Visit any participating dentist on the plan and change providers at any time. Work in progress must be completed by the provider who started the initial work.
  • Payments are set according to a schedule of services and fees are due at time of service.

To locate a provider, visit

Note: Percentage of savings may vary by location and procedure.

The Discount Dental Plan is available for:

  • Individuals = $8 per month
  • Families = $12 per month

The Liberty Membership Plan includes the Discount Dental Plan at no additional cost. Visit the Plans page for more information

THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act. This is not a Medicare prescription drug plan. The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. The list of participating providers is at A written list of participating providers is available upon request. You may cancel within the first 30 days after effective date or receipt of membership materials (whichever is later) and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5, AR and TN residents will be refunded processing fee). Discount Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.

This benefit is not available in Vermont or Washington.

Serious medical conditions such as heart disease, prostate cancer, diabetes, thyroid disease and more, can go undetected for up to two years - without noticeable symptoms. The earlier a problem is detected, the easier and more likely it is to be treatable. You now have direct access to major clinical labs across the USA for those important blood tests – and at discounted prices. Take charge of your health and fitness today!

It is simple: a doctor's appointment is not necessary. All blood tests offered at a savings of up to 80% off typical lab costs and through the same CLIA-certified accredited labs used by your physician.

DirectLabs® services include: Lab, blood, urine, saliva, hair, and fecal tests.

This benefit is not available in MD, NJ, NY and RI.

The EPIC Hearing Service Plan (HSP) is a program offered to members for hearing diagnostics and evaluation, and for hearing aids. There are no monthly premiums, no enrollment forms, nor any access fees. Simply call the toll-free number for referral to a qualified hearing care professional, and enjoy quality care at fixed and pre-negotiated prices for all hearing care needs.

As a voluntary program, EPIC HSP has no enrollment restrictions and is available to all members of the extended family. The toll-free hotline connects you to an EPIC professional ready to answer all questions and to guide you through the hearing care process. No forms and no upfront fees – just access to care at fixed, low prices. Members and their family will save 20% – 60% off manufacturer brand products.

In addition, EPIC's battery program will ship batteries directly to your home. The cost savings is greater than 40% from standard retail store pricing.

Note: EPIC Hearing Service Plan is not insurance but EPIC will coordinate any Managed Medicare or Insurance supplemental programs to help reduce your out-of-pocket expense.

As part of your membership benefits, AFS is pleased to offer the ExtraCare® Health Card, a valuable benefit that can help you and your family save on more than 1,300 CVS/pharmacy brand health-related items.

Members will receive two ExtraCare Health key tags in the mail that can be used by the entire family at any of the more than 6,300 CVS/pharmacy stores nationwide and online at Just present the key tag at the register and automatically receive 20% off thousands of CVS/pharmacy Brand health-related items valued at $1 or more (excluding sale items). Eligible items include:

  • Allergy Remedies
  • Cold Remedies
  • Pain Relievers
  • Stomach Remedies
  • First Aid
  • Eye and Ear Care
  • Baby Care
  • Home Diagnostics

CVS/pharmacy brands are of the same high quality as national brands, but cost much less. Members can save 20% - 40% as compared to a national brand when using the ExtraCare Health Card to purchase the already low priced CVS/pharmacy brand health-related products.

Most of us travel without knowing where to turn during a medical emergency away from home. But Assist America provides you with peace of mind for worry-free travel, knowing you are protected by an array of powerful assistance resources 24/7, anywhere in the world.

The following benefits are available to AFS Members at no additional cost when traveling 100 or more miles from home:

  • Medical Consultation - Calls to Assist America are evaluated by medical staff and referred to English-speaking doctors and/or hospitals.
  • Hospital Admission Assistance - Assist America will assist with hospital admission outside the United States by validating a member's health coverage or advancing funds to the hospital.
  • Emergency Medical Evacuation - Assist America will utilize whatever mode of transport, equipment and medical personnel necessary to evacuate you to the nearest facility capable of providing a high standard of care.
  • Medical Repatriation - If a member still requires medical assistance upon being discharged from a hospital, Assist America will repatriate him/her home or to a rehabilitation facility with a medical or non-medical escort, as necessary.
  • Prescription Assistance - If a member needs a replacement prescription while traveling, Assist America will help in filling that prescription.
  • Compassionate Visit - If a member is traveling alone and will be hospitalized for more than seven days, Assist America will provide economy, round-trip, common carrier transportation to the place of hospitalization for a designated family member or friend.
  • Care of Minor Children - Assist America will arrange for the care of children left unattended as a result of a medical emergency and pay for any transportation costs involved in such arrangements.

Call Assist America in the event of an emergency. All services must be arranged and provided by Assist America. No claims for reimbursement will be accepted.

Many other services are available, including emergency trauma counseling, legal referrals, return of mortal remains and much more.

All Assist America services are subject to certain restrictions and are outlined in detail in the Assist America Medical Transport Summary (which supersedes all prior Assist America/Care by Air information). The above information is a partial explanation of these services, offered at the sole discretion of AFS. AFS reserves the right to withdraw or change this offer without notice.

Assist America pays for all of the assistance services it arranges and provides. No claims for reimbursement will be accepted.

Instant Care, a leading provider of Personal Emergency Response Systems, will provide you 24/7 Emergency Response (fire, police, medical) when you need it and 24-hour access to a Nurse Helpline. This valuable service helps prevent medical emergencies, reduces health care costs, and promotes independence for those who live alone.

AFS Members pay only $31.96 per month, a 20% discount.

Imagine the convenience and safety of having prescription medications delivered right to your door. For a new prescription, simply send in a completed mail service order form along with the original prescription from your doctor and any applicable payment.

  • No deductibles
  • No annual maximums
  • No drug exclusions
  • No claim forms to file
  • Order refills via phone or online
  • Receive new prescriptions within 14 business days
  • Save on 90-day supplies of your maintenance prescription drugs, like those used for high blood pressure or allergies


If you experience a medical emergency, a subscription to My Notification Service will notify your friends and family, and apprise medical staff of your current medications and conditions you may have. Members will receive a wallet ID card and stickers for the back of a license or photo ID. Services include:

  • Notification of up to nine contacts -- such as family, friends, or business associates -- by phone, text message, or email
  • Forwarding of potentially life-saving medical information to any hospital to assist in your treatment

AFS Members save 40% off retail and pay a low annual rate of only $17.97 per person. Other plans and rate options are available.

Lifestyle Benefits

AFS Members enjoy a 20% discount from® throughout the year.

The Family of Brands has expanded to include Harry & David®, Fannie May® fine chocolates, The Popcorn Factory, Cheryl's® cookies, and more! There is somethign for every occasion, holiday, sentiment, and special event.

  • Premium Quality Gift Baskets
  • Delicious Gifts of Candy, Fruits, and Cookies
  • Fine Bakery Creations
  • Fresh-popped Gormet Popcorn and Treats
  • The Finest Cuts of Premium Meats
  • The Freshest Flowers and a Wide Selection of Plants
  • Plus More

Floral and gift orders may be placed 24 hours a day, 7 days a week by phone or through the corporate website. Same day delivery on Florist delivered items when ordered before 1 p.m. in recipient time zone.

As an AFS Member, you have access to discounts for theme parks and attractions all over the country:

  • Busch Entertainment Theme Parks, including Busch Gardens & SeaWorld
  • Hershey Park and Zoo America
  • Six Flags Theme Parks
  • Hurricane Harbor
  • Universal Studios
  • And more!

As an AFS member, you can save up to 20% every time you rent with Budget®. Plus, you can always count on the great products and services that make Budget such a smart choice, including:

  • Fastbreak® - With our enhanced paperless rental service, you can skip the lines and Get In, Get Out and Get Going® fast.
  • Budget e-ReceiptsTM - It's our paperless alternative to rental receipts. Within 24 hours of returning your vehicle, your receipts will be e-mailed to you, free of charge.
  • where2® GPS - Discover new destinations with audible turn-by-turn directions, real-time traffic updates, local restaurants, attractions, and more.
  • Budget e-TollTM - No more waiting in long toll lines. Now you can pay your tolls electronically by driving through designated electronic toll collection lanes. And it starts at $2.50 a day plus tolls.

The services listed above are optional and some are available at select locations for an additional fee.

Experience Corporate Class on a personal level and save every time you rent with Enterprise Corporate Class Business Membership.

Members receive up to 5%* off standard daily rates at over 6,000 neighborhood and airport locations across North America.

*Discount valid for rentals reserved in advance at participating locations. Up to 5% applies to airport and neighborhood locations. Discounts may vary by location and time of rental. Discount does not apply to taxes, surcharges and optional products and services including damage waiver at $30 or less per day. Other restrictions may apply.

AFS Members save up to $1,000 or more simply by using the $1,000 Grocery Coupon online program.

With GrocerySavers, the savings are tremendous!

  • Select coupons you want for name-brand products you use
  • Program is supported by a money-back guarantee
  • Easy ordering online

Members receive one complimentary grocery coupon authorization code*. Additional codes are $4.95 each.

*Depending on membership level

Save up to 15% off daily member benefit rates and 10% off standard daily, weekly and weekend rates at participating Hertz® locations. Special international discounts are also available.

Bonus from Hertz - AFS frequent renters can eliminate unnecessary paperwork and waiting in long lines. Take advantage of the Hertz #1 Club Gold®, the fast easy way to rent a car around the world.

Save on your hotel stay at thousands of hotels and resorts. From the weekend getaway to a fabulous European vacation, this program is your V.I.P. ticket to savings. Save 10% to 70% off the best available rate at 26,000 locations nationwide.

Access Members can purchase a Hotel Access Card for $6.95 each.

AFS Members save up to 20% off the “Best Available Rate” at participating Wyndham Hotel Group properties worldwide!

Whether you are looking for an upscale hotel, an all-inclusive resort or something more cost-effective, Wyndham has the right hotel for you… and at the right price. So start saving now.

Reserve your room today at one of these fine hotels:

  • Wyndham Hotels & Resorts®
  • Wyndham Grand® Hotels & Resorts
  • Wyndham Garden® Hotels
  • Wingate by Wyndham®
  • Hawthorn Suites by Wyndham®
  • Ramada®
  • Super 8®
  • Baymont Inn & Suites®
  • Days Inn®
  • Microtel Inns & Suites by Wyndham®
  • Howard Johnson®
  • Travelodge®
  • Knights Inn®
  • TRYP by Wyndham®

©2017 Wyndham Hotel Group, LLC. All rights reserved. All hotels are either franchised by the company, or owned and/or managed by Wyndham Hotel Management, Inc. or one of its affiliates.

*The discount is off of the Best Available Rate and may be less than 20%. “Best Available Rate” is defined as the best, non-qualified, unrestricted, publicly available rate on the brands sites for the date and accommodations requested. Certain restrictions may apply. Offer not valid if hotel is called directly; caller must use toll free number provided. Advanced reservations are required. Offer is subject to availability at participating locations and some blackout dates may apply. Discounted rates vary by location and time of year. Offer is void where prohibited by law and has no cash value. Dolce Hotels and Resorts® is not a current participant in the member benefit program.

AFS Members have access to valuable features and benefits, including special group discounts on auto and home insurance. With MetLife Auto & Home you can:

  • Take advantage of group discounts
  • Save more with multi-policy discounts and multi-vehicle savings
  • Choose from a variety of insurance policies to fit your coverage needs

Plus, if you decide to choose MetLife Auto & Home, we'll help you make the switch quickly and easily.

Homeowners Insurance not available in Flordia and Massachusetts. MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730, Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI) and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices at 700 Quaker Lane, Warwick, RI 02886. Coverage, rates and discounts are available in most states to those who qualify. 1101-0071 © 2011 MetLife Auto & Home L0111156684(exp1213)(All States)

Through AFS, you can see the box office hits for less! Purchase discounted movie tickets accepted nationwide at these theaters:

  • AMC Theaters
  • Cinemark Theaters*
  • Regal Entertainment

NOTE: Prices are subject to change. Some restrictions apply. All purchases are final: no refunds, no exchanges.

*Includes Cinemark, Century Theatres, CineArts, Tinseltown, and Rave Cinemas

**Includes Edwards Theaters, UA Theaters and Regal Cinemas

Save at least 50% on your interstate move and lower the stress of moving.

To ensure your AFS discount, you must call Cord Moving and Storage Company. The van line company will have a local agent contact you. If you contact the local company yourself, you are not guaranteed the AFS discount.

Some restrictions may apply.

Save up to 60% on entertainment, travel, and shopping at hundreds of retail partners through Working Advantage.

Working Advantage provides AFS Members with access to discounts on:

  • Movie tickets
  • Amusement parks
  • Broadway theatre
  • Sporting events
  • Health & fitness
  • Office supplies
  • And much more

Pets get sick. They get hurt, too. And though you can't predict when something will happen, you can be prepared when it does with pet insurance from Nationwide.

Pet insurance from Nationwide is affordable, comprehensive, and easy to use. Coverage is available for accidents, illnesses, and preventive care.

Receive preferred pricing when you enroll through AFS. Save up to 15% when you enroll multiple pets.

Why Nationwide?

  • Highest overall payouts
  • Lowest average premiums
  • Use any veterinarian

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Insurance plans are offered and administered by Veterinary Pet Insurance Company in California and DVM Insurance Agency in all other states. Underwritten by Veterinary Pet Insurance Company (CA), Brea, CA, an A.M. Best A+ rated company (2016); National Casualty Company (all other states), Columbus, OH, an A.M. Best A+ rated company (2016). Nationwide and the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company. ©2017 Nationwide.

AFS Members qualify for special program rates form PODS®. AFS Members save 10% on initial delivery and the first month's storage! Plus receive a 5% discount on long distance moves.


  • Pack at your own pace
  • Ground-level loading
  • No renting or driving a truck


  • Secure, clean Storage Center
  • Lock it, and you keep the only key
  • Pack once - no repacking

Available only at participating locations. Offer void where prohibited by law. Please call or visit our website for service locations and details of offer. Must mention promotional code at time of order. Cannot be combined with any other offer. For local moves, 10% off initial local delivery and first month's storage, except when better discounts are in place locally. Additional mileage charges may apply if outside our standard delivery area. For moves between two different PODS company-owned and/or franchisee territories. 5% off first month's storage, administrative fees, and transportation costs. Some restrictions may apply.

Professional Benefits

ADP®RUNSM was specifically developed for the small and emerging business in order to provide cost-effective and efficient payroll and Human Resource services.

  • Reduce time, and save money – ADP handles your payroll tax deposits and returns (940, 941, SIT and SUI) and delivers paychecks (or offers direct deposit)
  • Flexible hours reporting via internet, phone or mobile phone (iPhone, Android, Blackberry)
  • 30% discounted rates for AFS Members
  • ADP assumes liability for timeliness and accuracy of payroll tax deposits and filings. Perfect for 1-2 employee S-corps
  • Inquire about HR411 Complete for employee handbooks, online background checks and access to a licensed HR consultant
  • Pay-by-Pay Worker’s Compensation Insurance...quotes available upon request
  • Simple IRA available for les than $400 a year. Tax credits apply.
  • Association Members save 50% off the retail price of A-Systems' comprehensive accounting/business management software for small business. Over 40 sessions of multimedia training valued at $200 is included at no charge. A-Systems Corporation has been creating affordable accounting software for small businesses since 1978. This software provides smaller companies with the same kind of business management tools used by big companies. A-Systems makes these tools easy to use, so a novice bookkeeper can look like a professional.

    At, you can incorporate your dream business in less than 10 minutes. BizFilings' affordable step-by-step process makes forming a corporation or LLC easy, so you can spend more time running your business. Use a full range of business filing and compliance products, including:

    • Incorporation Services
    • Business License Packages
    • Doing Business As (DBA) Registration

    With more than 500,000 satisfied entrepreneurs and counting, you can count on BizFilings to get the job done right.

    Protection of your business assets is essential for long-term success. AFS is pleased to provide access to its members with The Hartford Insurance Company.

    Comprehensive General Liability Coverage with:

    • Per occurrence/general aggregate limits up to $2,000,000/$4,000,000, umbrella limits up to $25 million, damage to premises, completed products coverage, advertising injury, additional insured coverage, legal defense costs outside the policy limits, contract liability and corporate subsidiaries coverage, and more.

    Flexible Property Coverage and limits that can be tailored to your specific needs:

    • Buildings, business personal property, computers & data, equipment breakdown, accounts receivable, travel/transit, debris removal, business income, electronic vandalism, green coverage, civil authority, and much more.

    May not be available in all states. Applications subject to underwriting. Coverage is subject to terms and conditions of Policy.

    Professional Errors & Omissions Liability Coverage

    E & O coverage can protect your business with exclusive liability coverage for any act, error or omission that arises from your professional service in the event of litigation. Your AFS Membership provides access to a variety of insurance companies that offer premier liability coverage. Coverage is subject to the terms and conditions of the policy.

    Easy application process and prompt processing.

    • Annual limits ranging between $100,000 to $1 million any one loss and in the aggregate [including costs and expenses]
    • Average minimum deductible of $2,500
    • Available with or without existing errors and omission coverage or if current coverage is near expiration date
    • Affordable premiums based on your profession

    Application subject to underwriting guidelines. Coverage is subject to terms and conditions of Policy. May not be available in all states.

    Electronic Check Recovery Services

    Receive 100% of the face amount of NSF checks collected without having to contact your customers or send collection letters. American Business Solutions has revolutionized the collection of NSF checks through its electronic check recovery system.

    • No machines to buy or lease
    • No monthly services or annual fees
    • Reduce the number of bad checks by up to 30%

    You must contact American Business Solutions to activate this service before processing can begin. Banking industry rules do not allow processing of any checks received prior to sign up.

    The AFS Shipping Program, managed by PartnerShip®, offers business members significant discounts on domestic and international small package shipments through FedEx, as well as substantial discounts on copying and printing services at select FedEx Office locations nationwide. The program enrollment is FREE, with no obligations and no minimum shipping requirements to participate.

    Small Package Shipments

    • Save up to 27%* on select FedEx Express® services
    • Save up to 15% on select FedEx Ground® services
    • Save up to 10% on select FedEx Home Delivery® services

    Print & Copy Services

    • Save 20% on select black and white and color printing and copying
    • Save 10% on select finishing services, signs, and graphics

    Please note: FedEx discounts are only available to business members, and are subject to FedEx terms and conditions.

    *Includes a bonus 5% online processing discount. For full FedEx offer, terms, contact your association or PartnerShip. All FedEx shipments are subject to the applicable FedEx Service Guide at FedEx service marks used by permission.

    AFS Members can save on freight costs through MESCA’s specifically designed program for shipping, e-commerce and fulfillment solutions. Your business can select from an array of service options, including:

    • Less Than Truckload (LTL) discounts
    • Small package discounts
    • Full truckloads throughout the U.S., Canada, and Mexico
    • Logistics and Supply Chain Solutions
    • Transportation Management Systmes (TMS) technology

    Let MESCA Freight Services manage your you can manage your business.

    Hewlett-Packard (HP), the world's largest technology provider, is an AFS partner. Benefits include:

    • Exclusive pricing on select business products, including PCs, notebooks, printers, and more
    • Custom builds not available to the general public
    • Free U.S. Ground shipping
    • Private shopping website for AFS Members
    • Dedicated U.S.-based representatives to answer your questions

    AFS Access Members can purchase the Legal Club® Small Business Plan for just $199 per year (retail value $290).

    AFS Members have access to a national network of attorneys in every field of law that provide members with free and discounted legal services. The small-business plan enables you to have a legal expert review documents, make calls and follow-up calls, write letters and other documents on your behalf, consult with you on arising legal matters, and represent you on out-of-court and in-court legal hearings.

    Attorney-provided free legal services include:

    • Quarterly review by a plan attorney of up to five independent documents (10 pages each)
    • Two initial phone calls per month made on behalf of your business
    • Initial collection letters per quarter (10 maximum)
    • Consultation for each new legal matter (30-minutes each)

    The plan also features:

    • Guaranteed low hourly rates
    • Contingency fee discounts

    This program is not insurance coverage. May not be available in all areas.

    A low-cost, easy and effective method for collecting on delinquent accounts is available with your AFS Membership. For one flat fee per account, NCSPlus will take action on your behalf. Simply complete a pre-ordered NCSPlus Claim Form (one form per delinquent account), and return to NCS for processing. No matter how old the account is and regardless of the balance due, NCSPlus has the solution.

    Choose from three programs based on the delinquent account balances. Each program includes

    • Letter from a debt collection attorney
    • No commissions or additional costs — you keep 100% of the money recovered
    • Unpaid claims can be reported by request to Experian, TransUnion and Equifax credit bureaus at no additional charge to you
    • No expiration date on claims ordered

    Minimum number of accounts required.

    Take advantage of TSYS’ FREE, no-obligation payment processing savings analysis. And with specially negotiated rates for AFS members, you can be confident you are getting the best possible rates for your business. In fact, in 2015 businesses saved an average of $1,205 per year after switching to TSYS.

    Pitney Bowes all-in-one mailstation 2TM digital mailing system with its built-in-scale lets you weigh and calculate postage at the touch of a button. You get exact postage every time - no guesswork. You can download postage 24/7 either online or thru an analog phone line! No more trips to the post office! Increased productivity and reduced costs makes the Pitney Bowes® mailstation 2 a valuable small business postage meter.

    As an AFS Member, you receive special pricing and bonuses on telephone and Internet services.

    • Toll-free numbers - keep your existing number or new service
    • Interstate outbound long distance rates as low as 3.3 cents for residential and business
    • Cell phone programs with NO CONTRACT - keep your existing number
    • All services on one easy-to-read bill

    AFS Members have unlimited access to ProTalk® business consultants. Over the years the ProTalk team has consulted with over 80,000 small-business owners saving them over $7 million in professional fees. Existing and aspiring enterpreneurs can get answers to questions such as:

    • Starting a new business or expanding an existing one
    • Buying or selling a business
    • Marketing and advertising plans
    • Dealing with government regulations
    • Copyrights, trademarks, and patents

    No matter what your questions are, the team of ProTalk consultants are available to help your business grow.

    AFS Members have online access to CPA advice on all your tax questions at no additional charge. ProTax offers complete and confidential answers to your questions within two business days.

    AFS has teamed with Intuit®, the makers of QuickBooks® financial software. QuickBooks gives you the power to manage your business more effectively by providing you with fast, easy and integrated solutions to meet the needs of your business. Whether you’re looking for financial, customer or retail management software, QuickBooks has a solution for you

    If you’ve ever bought or sold a home, you know that every penny counts. Now, through special arrangements for AFS Members, you can save hundreds or even thousands of dollars on your next real estate transaction.

    As a member you can receive a 20% rebate* on the selling or listing side of the real estate commission when you buy or sell your residential property, investment property, or land using Member Benefit Services. When you call, Member Benefit Services you will be matched with an agent with valuable expertise in the local market.**

    We also offer members moving services from recognized local and nationwide van line carriers at preferred discount rates.

    *Rebates are subject to state law and changes occur regularly. Most states allow rebates. Please contact Member Benefit Services for up-to-date information.

    **To take advantage of the program, you must call Member Benefit Services before contacting an agent. No rebate is available if you call an agent directly.

    AFS Members have a one-stop shop for tax advantaged benefit plans. Select the one below that best suits your needs:

    • Micro-business Member
      • BASE® HRA - Qualifying members can deduct up to 100% of their health insurance premiums and non-insured medical expenses from federal, state, and self-employed taxes. The typical Section 105 BASE® Health Reimbursement Arrangement (HRA) customer saves more than $4,500 on average in taxes per year. Save $44 and enroll at the special AFS Member rate of only $280 for the first year — regularly $324.
      • SamplePay® - Professional payroll assistance for BASE® HRA clients only. Reduce payroll assistance costs by as much as 70%. AFS Members pay only $180 per year.
    • Employer With Multiple Employees
      • BASE® 125 Cafeteria Plan - This plan offers Premium Only Plan (POP), Flexible Spending Account (FSA), and Dependent Care Assistance Plan (DCAP). The setup fee for AFS Members is $250, a $100 savings.
      • BASE® Integrated HRA - BASE® Integrated HRA is a solution for employers with a group health insurance plan in place who are looking to reduce the overall cost of insurance coverage. This reimbursement program is designed to assist employees with medical expenses. The setup fee for AFS Members is only $250, a $100 discount.

    NOTE: The Affordable Care Act may not allow the reimbursement of health insurance premiums based on your business size and plan design. BASE® HRA, BASE® 125 Cafeteria Plan, BASE® Integrated HRA, BASE® Excepted Benefits HRA, and SamplePay® are offered by Benefit Administration for the Self-EmployedTM (BASE®). BASE® HRA, BASE® 125 Cafeteria Plan, BASE®Integrated HRA, and SamplePay® are registered trademarks of BASE®.

    AFS Members receive up to a $15 discount on the #1 online tax preparation program. TurboTax® Online makes filing your taxes easy...and it’s quick and affordable, too.

    • Prepare your taxes for free and pay only when you're ready to print or file
    • No software to install
    • File electronically and get your refund faster
    The benefits explained herein are offered at the sole discretion of AFS and may vary by availability, package option, vendor, and state of residence. Vendors reserve the right to withdraw or change offers without notice. Restrictions and limitations may apply. Please contact AFS for state availability. Benefits are updated periodically and Members should check the Web site ( or call AFS Member Services (1-800-492-1016) for the latest information.